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Crossword clues for credit

Longman Dictionary of Contemporary English
a credit card (=one you use to buy things and pay later)
▪ He had paid by credit card.
a credit check (=to get information about someone’s financial history)
▪ Banks usually do a credit check before they give you a loan.
a credit rating (=how likely someone is to pay their debts)
▪ We can’t give you the loan because you have a bad credit rating.
carbon credit
Child Tax Credit
claim credit (=say that you are responsible for something good)
▪ Political parties always claim credit for economic growth.
credit account
credit card
▪ We accept all major credit cards.
credit crunch
credit note
credit rating
credit voucher
deserve credit/praise
▪ The team played really well and they deserve credit for it.
emission credit
extend credit (=allow them to borrow more money)
▪ The banks have decided to extend credit to the company .
family credit
letter of credit
pay by credit card
▪ The hotel does not charge more if you pay by credit card.
take the credit/blame/responsibility
▪ He’s the kind of man who makes things happen but lets others take the credit.
tax/insurance/credit card etc fraud
▪ He’s been charged with tax fraud.
Working Tax Credit
▪ Please exclude this in future adverts, or follow the requirements for a full credit advert. 7.
▪ It goes without further mention that all authors of scales or other instruments should be given full credit for their work.
▪ Students with any subjects outstanding have transferred to the new structure, with full credit being given for subjects already passed.
▪ Rich gave Overholser full credit for finding the key to unprecedented stealthiness.
▪ Anybody whose income is less than this will get full family credit.
▪ She deserves full credit for the Ginsberg broadside.
▪ If they sell them at any time before that, they must repay the full tax credit on the shares.
▪ But despite these signs of success Hansen won't take full credit, calling attention to his brother, Steve.
▪ Part One takes the greatest credit for hooking its audiences.
▪ But Richmond, to its great credit, acted.
▪ In truth, though, neither emerges from this tale with great credit.
▪ Predictably, the arch-conservative reformers claimed great moral credit for such legislation.
▪ Ivan Lendl has been a great credit to the game which he has played with distinction for so long.
▪ The state that gets the greatest credit for taxing players -- and the greatest blame -- is good old California.
▪ To their great credit, they have kept men in employment and the firm in business by diversifying their products.
▪ To his great credit, Treasury Secretary Robert Rubin is opposed.
▪ The haulier must be made aware of all the liabilities incurred under credit agreements.
▪ The credit facilities replace a secured, two-year credit agreement totaling $ 170 million and set to mature Jan. 31.
▪ The Convention excludes consumer sales contracts; the Directive is confined to consumer credit agreements.
▪ Creditors are all too frequently obliged to terminate the consumer credit agreement because the debtor is in default.
▪ Each week we receive exclusive notification of thousands of commercial credit agreements relating to sole traders and partnerships as well as limited companies.
▪ Release from the agreement Having made a credit agreement, it is usually not possible to cancel it.
▪ Cancellation means that the credit agreement never existed.
▪ The same conditions apply in respect of any timeshare credit agreement.
▪ With cash reserves dwindling and bank credit expensive, companies will accelerate their already steady selling of shares.
▪ Many large retailers accept national or local bank credit cards in addition to offering their own plans.
▪ Men tend to use bank credit cards, bank loans or overdrafts more than women do.
▪ She started Space with the help of private investors, former co-workers and a bank credit line.
▪ The above figures do not include bank loans, or bank credit cards.
▪ As might be expected, possession of a bank account is a virtually indispensable passport to bank credit card use.
▪ Sales vouchers for payment made by the bank credit cards such as Access and Barclaycard are treated as cash.
▪ They are more likely to use ordinary store accounts and bank credit cards.
▪ Liability limited with a call Q. I've lost my credit card.
▪ The bank has been trying to write off huge losses from its CornerStone credit card over several recent quarters.
▪ My bumf-crammed wallet was intact: credit cards, eighty-odd dollars, thirty-odd pounds.
▪ Fees for other financial services surged to $ 337 million from $ 294 million, mainly from higher credit card fees.
▪ But at the same time, bank lending to private individuals, and credit card use, has increased.
▪ Noninterest revenue, led by securities trading and credit card fees, rose to $ 958 million from $ 815 million.
▪ So where does this leave the poor credit card user?
▪ My employer recently announced that we have to get a company credit card to use for expenses.
▪ All over the country people will now be cutting up their credit cards.
▪ First, credit cards were accepted at the pump.
▪ They also accept all major credit cards.
▪ The loans, which are made independently and through credit cards, are primarily used for buying appliances and consolidating debts.
▪ These cards are used rather like credit cards.
▪ Sales vouchers for payment made by the bank credit cards such as Access and Barclaycard are treated as cash.
▪ Consumers need to examine all their new credit cards and dispute anything that hasn't been authorized.
▪ Nine out of 10 are keeping up with their repayments, says consumer credit group Infolink.
▪ Commercial credit lines are similar to consumer credit lines, with which most individuals are familiar.
▪ So far building society inroads into consumer credit have been small.
▪ For years the company was known solely for its main product, consumer credit reports.
▪ Creditors are all too frequently obliged to terminate the consumer credit agreement because the debtor is in default.
▪ In October, total consumer credit increased a revised $ 11. 4 billion.
▪ A separate Consumer Sale and Loan Act was to be a consumer protection statute regulating credit advertising and consumer credit transactions.
▪ Measures to prevent the competitive liberalization of consumer credit will encounter the heaviest resistance.
▪ Deciding that enough was enough, Mr Ramsden made some simple but fundamental changes to the credit control process.
▪ Lack of credit control Monies owing and due will not pay today's expenses.
▪ In September 1971 a new system of competition and credit control was introduced.
▪ Solicitors Solicitors handling debt collecting and documentation for credit control are like the rest of society.
▪ Given the need to adopt tighter billing and credit control procedures, how might this form of billing be applied by practitioners?
▪ These included indirect costs such as losses incurred by the state export credit guarantee agency Coface.
▪ Mr. Sainsbury All the major export credit agencies are reviewing cover for the Soviet Union.
▪ More specifically, we lack competitive export credit guarantees in comparison with other countries.
▪ I am currently trying to assist a company in my constituency with export credit guarantees.
▪ All of the companies had asked for the export credit guarantee agencies of their countries to fund their part of the work.
▪ It said that Lamont had responded to many of its suggestions such as improved investment allowances and export credit arrangements.
▪ Mrs Winterton had welcomed £1.3 billion extra export credit in the Budget.
▪ The method of creating a bill is for the customer to arrange an acceptance credit facility with his bankers.
▪ Armco Inc. said it completed two new credit facilities totaling $ 170 million.
▪ It follows also that it is not credit-broking merely to advertise credit facilities or even carry application forms.
▪ The credit facilities replace a secured, two-year credit agreement totaling $ 170 million and set to mature Jan. 31.
▪ Buyers' abuse of their credit facilities.
▪ Accordingly, such a hire-purchase agreement could not be called credit facilities.
▪ These documents were later issued to bankers who are granting medium-term credit facilities to the authorities.
▪ The Boards also aimed to expand sales through the provision of hire and credit facilities.
▪ What each customer's credit limit is, if he has exceeded it, and by how much; 4.
▪ Or she would spend her long futile housewife days overspending her credit limit at Lord &038; Taylor.
▪ Are you at, or near, your credit limit?
▪ The long-stop defence against overspending on a credit card is the credit limit set on its use.
▪ Decide on a credit limit and a date for its review.
▪ Shop on the Sabbath-but remember thy credit limit, and keep it holy. 14.
▪ He got a credit limit of £6,500.
▪ The credit note is entered in the customer's returns outwards book and in turn posted to the suppliers' ledger accounts.
▪ On 5 September a credit note No. 19 was received from A. Creditor in respect of damaged goods valued £5.00 returned by the hotel.
▪ Stronger societies were taking over smaller and weaker ones, which resulted in a downgrading of the credit rating of the predator.
▪ Its credit ratings are lower than those of its rivals as well.
▪ The principles of credit rating are immutable, they insist; their credit opinions are never swayed by the judgments of others.
▪ Ignore companies that claim to be able to repair your credit ratings.
▪ Lists of customers or sub-contractors and associated information; for example, what services they perform, what their credit rating is.
▪ The percentage loaned is again a function of the credit rating of the borrower and the quality of the accounts receivable.
▪ The notes are not backed by any collateral; rather, they rely on the high credit rating of the issuing corporation.
▪ A third major source of short-term financing, commercial paper, is available to large firms with high-quality credit ratings.
▪ The credit risk to the clearing house has now disappeared because accumulated losses are not allowed to build up.
▪ They explained to her that, yes, they regarded self-employed people as higher credit risks than employees.
▪ They can not at the same time absorb and spread the credit risks of their corporate clients as well.
▪ So do it while you fit the bankers' profile of a good credit risk.
▪ Yet potentially the bank may still be exposed to much of those loans' credit risk.
▪ The growth in lending comes after Bankinter stopped issuing new credit in 1992 and 1993 to cut credit risk.
▪ But they acknowledge they have less information about credit risk that is bought or traded by non-bank investors.
▪ Its new scheme will assess the credit risk of new borrowers according to their age, marital status and number of children.
▪ On the credit side, there is probably a smaller gap between the two generations in outlook and interests.
▪ On the credit side, huge developments, many already under way at the Teesdale site at Thornaby promise 10,000 jobs.
▪ It would not, therefore, retain the tax credit attached to the original income.
▪ By the year 2000, the targeted tax credit would cost the treasury an estimated $ 383 million.
▪ President Bill Clinton vetoed that, and proposed instead some small tax credits and tax deductions for higher education.
▪ The legislation required an annual analysis of the fiscal rate of return generated by the tax credit.
▪ Specifically, we would like to see the extension of tax credits to cover the research and development work of large firms.
▪ It criticized Clinton for vetoing the 1996 Republican budget that provided for a $ 500-per-child tax credit.
▪ They will be able to set off the tax credit against part of this liability.
▪ He has proposed a new tax credit that reinforces the traditional use of special tax breaks to affect social policy.
▪ Underneath them stand thousands of weaker regional banks, mutual banks and credit unions, as well as non-bank banks such as leasing firms.
▪ In California alone, all 773 credit unions hold $ 46 billion in assets.
▪ Then a credit union may be the answer.
▪ Predictably, banks and credit unions have taken their fight to Congress.
▪ The research will involve a national survey of community credit unions and detailed case studies of individual initiatives.
▪ The credit unions are backing a House bill co-sponsored by Rep.
▪ The association was chaired by John Hume and drew on the self-help traditions of the credit unions.
▪ Many of her co-workers in the credit union died that morning.
▪ If they buy on credit are they likely to encounter difficulties in repaying the loan?
▪ Delta Air Lines says it is no longer processing airline excise tax refunds for people who bought tickets with a credit card.
▪ There is also the question of whether to buy on credit or to pay cash.
▪ If we want anything, all we have to do is go and buy it on credit.
▪ And there was virtually no sign of people paying cash when they would really have preferred to buy on credit.
▪ If the factor will not accept the account, then the firm will not allow the customer to buy on credit terms.
▪ Background Borrowing or buying on credit tends to he seen in quite a different light from other consumer transactions.
▪ By contrast, only about one-third of those recently buying on credit gave reasons which could be regarded as positively favourable.
▪ We could not claim all the credit for this as our administration was coming to grips with the situation ashore.
▪ Predictably, the arch-conservative reformers claimed great moral credit for such legislation.
▪ Though often misused, it can result in benefits to some sections of the community for which the cadres claim credit.
▪ Any minute now President Clinton will try to claim credit.
▪ There have even been proposals to clear natural forests and replace them with dense plantations of fast-growing trees to claim extra credits.
▪ In addition, she allegedly claimed an earned income credit of $ 323 on the basis of his fictional dependent.
▪ The fiendish complexity of claiming the credits may be putting people off.
▪ Steve Merrill, claim credit for it.
▪ Themistokles deserves much credit for this, though from Herodotos' aristocratic friends he does not get it.
▪ He deserved a lot of credit for our success.
▪ There could be no doubt that he deserved the credit for the republic's political consolidation.
▪ Dreyfuss deserves much of the credit for making the movie work.
▪ Ironically, the Thatcherites deserve part of the credit.
▪ The chefs, many of them Hong Kong imports, deserve credit too.
▪ Britain deserves much of the credit.
▪ Ejogo deserves a lot of credit for making Ronnie as plausible as she does.
▪ Businesses focus on both sides of the balance sheet: spending and earning, debits and credits.
▪ But there are opportunities to build your resources relatively quickly by taking side missions to earn credits.
▪ If a Teamster fails to keep earning service credit, he can forfeit, or lose, all his prior service credit.
▪ In addition, she allegedly claimed an earned income credit of $ 323 on the basis of his fictional dependent.
▪ He earned a half credit in school.
▪ To liberals, it means closing loopholes for the rich and strengthening the earned income tax credit.
▪ But also, they include cases where lenders have extended credit when it would have been wiser not to.
▪ She touted reforms in Sacramento such as extending tax credits for research.
▪ I knew the proprietor must be struggling to make a living, because we could no longer afford to extend him any credit.
▪ Accounts receivable management requires striking a balance between the cost of extending credit and the benefit received from extending credit.
▪ Credit Limits Having decided to extend credit to a new customer you should: 1.
▪ Accounts receivable management requires striking a balance between the cost of extending credit and the benefit received from extending credit.
▪ Now they're extending our line of credit.
▪ She went to her bank for the simplest of loans: a loan to extend her available credit.
▪ Another problem is that community colleges have required students to jump through numerous, often complicated hoops to gain such credits.
▪ The Republican governments of the 1920s allied themselves firmly to big business, and gained political credit from this prosperity.
▪ We try to gain credit by inventing less compelling reasons for our conduct.
▪ In total, 4,700 people gained vocational qualifications or credit achievement through the Youth and Adult Training programmes.
▪ Applicants, providing that they are eligible to enrol on the programmes, may gain credits in respect of recognised qualifications and/or prior learning.
▪ What is more, in the hierarchical algorithm, early rules gain much more credit.
▪ As a result, the people whose financial position makes it easiest to pay bills actually get the lowest-cost credit.
▪ But it was rookie Coach Ray Rhodes who gets the most credit for keeping the team in check.
▪ In addition, he says, a number of self-employed people and staff on contract work also have difficulty in getting credit.
▪ In some provinces, production houses get a tax credit of as much as 35 percent for money they spend on labor.
▪ The actual back 4 playing get the credit.
▪ Make sure women get due credit for their products, repairs, and skills at work and at home.
▪ They might get at least some credit if they were seen to be laying better long-term foundations for the economy.
▪ My employer recently announced that we have to get a company credit card to use for expenses.
▪ If you give credit two things will happen: it will cost you money and give you problems.
▪ Perhaps I gave away more than I knew, probably they understood better than I gave them credit for.
▪ Muriel's attitude to others in a working environment gives little credit to anyone else for practical intelligence or reliability.
▪ You never gave me proper credit.
▪ To give credit to related work. 2.
▪ Credit is given where credit is due.
▪ But really, give yourself credit.
▪ Capital One also offers 0 per credit on purchases for the first six months.
▪ The decision of whether or not to offer credit terms is generally dictated by industry conditions.
▪ They also offer interest-free credit for up to 50 weeks.
▪ Firms that offer trade credit must finance their outstanding accounts receivable.
▪ Wherever applicable, credit protection insurance will be offered on our credit products.
▪ Both offer installment plans for more expensive purchases, accept most major credit cards, and offer their own credit card.
▪ He organized a sales ledger which offered a credit account to naval customers, and even encouraged payment by instalment.
▪ Fucken bank even offered me a credit card!
▪ He always paid by credit card and he always kept the receipts for his accountant.
▪ You pay by credit card at least 10 days before departure.
▪ Only those who paid by credit card would be certain of getting their money back.
▪ Which payment key to hit? Pay here credit?
▪ And as long as you pay by credit card, you have the peace of mind of being covered against fraud.
▪ Some resorts also offer promotional discounts if you pay with one specific credit card or another.
▪ None the less, some attempts were made to provide local, preferential credit.
▪ Bradstreet Information Services, which provides credit reports on businesses.
▪ It also provided for home responsibility credits towards the basic pension.
▪ There are two main services providing credit ratings: Moody's, and Standard and Poor's.
▪ Formal certification is provided for subject credits.
▪ But Johnson never received credit or writing royalties and has lived most of his life in poverty.
▪ Republicans received credit for passing the legislation.
▪ The firm receives two months credit on these purchases.
▪ Accounts receivable management requires striking a balance between the cost of extending credit and the benefit received from extending credit.
▪ Non-punitive contingencies generate the same behavior, but a person remains for autonomous man to do and receive credit for inner virtues.
▪ He would receive academic credit for the work, but no money.
▪ Despite sweltering in the luxury of a fire blazing full on, she received a series of credits on her budget account.
▪ He worked there about 20 hours a week and received high school credit.
▪ They are entitled to take into account the credit histories of people living at those addresses with the same surname as you.
▪ The Clinton administration took some credit for the growth in nonprofit organisations.
▪ For this situation, the consumer must take much of the credit.
▪ It can take full credit for the success it has achieved, establishing a clear connection between results and core organizational beliefs.
▪ He takes credit for wiring schools to the Internet.
▪ It's certainly a first-even this Government has never before taken credit for the weather.
▪ I can not take the credit for inventing this - it has been around for many years.
▪ Many people who do use credit would prefer not to.
▪ Once some one has used a particular credit type, they are very likely to buy other things in the same way.
▪ Businesses usually use lines of credit to pay for day-to-day costs, rather than new projects.
▪ The cockroach episode of thirtysomething included a scene that the programme makers also used on the opening credit sequence each week.
▪ Disciplined shoppers can use a credit card.
▪ Moreover, as people come to use more than one credit card, the problem may be aggravated.
▪ A developer could use historic preservation credits to finance a project there, he said.
redound to sb's credit/honour etc
soft loan/credit
▪ The funding packages-a mixture of soft loans, grants, scholarships and paid work on campus-vary.
▪ The production of renewable energy sources should also be promoted through grants, soft loans and fiscal incentives, the report concluded.
▪ Figures from consumer credit group, Infolink, confirmed government findings.
▪ One of the biggest obstacles, the respondents noted, is securing the capital and credit needed to open and expand.
▪ Shop on the Sabbath-but remember thy credit limit, and keep it holy. 14.
▪ So far building society inroads into consumer credit have been small.
▪ The big bookies' credit office phone lines were red hot.
▪ The tax credit will be $ 6, 000 for adoptions involving children with special needs.
▪ You collect interest of 1.13% a month when you're in credit.
▪ Illmensee was widely credited with genius.
▪ Her moves were widely credited with saving the bill.
▪ Sure, give him credit for re-signing Jeff Bagwell.
▪ I understand just as much as you do what the dangers are. Give me credit for a little intelligence at least.
▪ We give them credit, but not respect.
▪ Watts is a lot nicer community than people give it credit for.
▪ You had to give him credit for playing to the sensibilities of his audience.
▪ He was more modest than I'd given him credit for.
soft loan/credit
▪ The funding packages-a mixture of soft loans, grants, scholarships and paid work on campus-vary.
▪ The production of renewable energy sources should also be promoted through grants, soft loans and fiscal incentives, the report concluded.
▪ His statements are hard to credit.
▪ He was credited with a safety and also a 60-yard fumble return for a touchdown....
▪ Leiser credits Franz Liszt with bringing him to San Diego.
▪ No more than five candidates could be credited with more than 41,667 votes each.
▪ Soon the Towel was credited for everything.
▪ Today I credit one of them, at least, with keeping her alive through hard times.
The Collaborative International Dictionary

Credit \Cred"it\ (kr[e^]d"[i^]t), v. t. [imp. & p. p. Credited; p. pr. & vb. n. Crediting.]

  1. To confide in the truth of; to give credence to; to put trust in; to believe.

    How shall they credit A poor unlearned virgin?

  2. To bring honor or repute upon; to do credit to; to raise the estimation of.

    You credit the church as much by your government as you did the school formerly by your wit.

  3. (Bookkeeping) To enter upon the credit side of an account; to give credit for; as, to credit the amount paid; to set to the credit of; as, to credit a man with the interest paid on a bond.

    To credit with, to give credit for; to assign as justly due to any one.

    Crove, Helmholtz, and Meyer, are more than any others to be credited with the clear enunciation of this doctrine.


Credit \Cred"it\ (kr[e^]d"[i^]t), n. [F. cr['e]dit (cf. It. credito), L. creditum loan, prop. neut. of creditus, p. p. of credere to trust, loan, believe. See Creed.]

  1. Reliance on the truth of something said or done; belief; faith; trust; confidence.

    When Jonathan and the people heard these words they gave no credit unto them, nor received them.
    --1 Macc. x. 46.

  2. Reputation derived from the confidence of others; esteem; honor; good name; estimation.

    John Gilpin was a citizen Of credit and renown.

  3. A ground of, or title to, belief or confidence; authority derived from character or reputation.

    The things which we properly believe, be only such as are received on the credit of divine testimony.

  4. That which tends to procure, or add to, reputation or esteem; an honor.

    I published, because I was told I might please such as it was a credit to please.

  5. Influence derived from the good opinion, confidence, or favor of others; interest.

    Having credit enough with his master to provide for his own interest.

  6. (Com.) Trust given or received; expectation of future playment for property transferred, or of fulfillment or promises given; mercantile reputation entitling one to be trusted; -- applied to individuals, corporations, communities, or nations; as, to buy goods on credit.

    Credit is nothing but the expectation of money, within some limited time.

  7. The time given for payment for lands or goods sold on trust; as, a long credit or a short credit.

  8. (Bookkeeping) The side of an account on which are entered all items reckoned as values received from the party or the category named at the head of the account; also, any one, or the sum, of these items; -- the opposite of debit; as, this sum is carried to one's credit, and that to his debit; A has several credits on the books of B. Bank credit, or Cash credit. See under Cash. Bill of credit. See under Bill. Letter of credit, a letter or notification addressed by a banker to his correspondent, informing him that the person named therein is entitled to draw a certain sum of money; when addressed to several different correspondents, or when the money can be drawn in fractional sums in several different places, it is called a circular letter of credit. Public credit.

    1. The reputation of, or general confidence in, the ability or readiness of a government to fulfill its pecuniary engagements.

    2. The ability and fidelity of merchants or others who owe largely in a community.

      He touched the dead corpse of Public Credit, and it sprung upon its feet.
      --D. Webster.

Douglas Harper's Etymology Dictionary

1520s, from Middle French crédit (15c.) "belief, trust," from Italian credito, from Latin creditum "a loan, thing entrusted to another," from past participle of credere "to trust, entrust, believe" (see credo). The commercial sense was the original one in English (creditor is mid-15c.). Meaning "honor, acknowledgment of merit," is from c.1600. Academic sense of "point for completing a course of study" is 1904. Movie/broadcasting sense is 1914. Credit rating is from 1958; credit union is 1881, American English.


1540s, from credit (n.). Related: Credited; crediting.


n. 1 Reliance on the truth of something said or done; faith; trust. 2 (context uncountable English) Recognition and respect. vb. 1 (context transitive English) To believe; to put credence in. 2 (context transitive accounting English) To add to an account (confer debit.) 3 (context transitive English) To acknowledge the contribution of. 4 (context transitive English) To bring honour or repute upon; to do credit to; to raise the estimation of.

  1. v. give someone credit for something; "We credited her for saving our jobs"

  2. give credit for; "She was not properly credited in the program" [syn: accredit]

  3. accounting: enter as credit; "We credit your account with $100" [ant: debit]

  4. have trust in; trust in the truth or veracity of

  1. n. approval; "give her recognition for trying"; "he was given credit for his work"; "give her credit for trying"; "the credits were given at the end of the film" [syn: recognition]

  2. money available for a client to borrow

  3. an accounting entry acknowledging income or capital items [syn: credit entry] [ant: debit]

  4. used in the phrase `to your credit' in order to indicate an achievement deserving praise; "she already had several performances to her credit";

  5. arrangement for deferred payment for goods and services [syn: deferred payment] [ant: cash]

  6. recognition by a college or university that a course of studies has been successfully completed; typically measured in semester hours [syn: course credit]

  7. a short note recognizing a source of information or of a quoted passage; "the student's essay failed to list several important citations"; "the acknowledgments are usually printed at the front of a book"; "the article includes mention of similar clinical cases" [syn: citation, acknowledgment, reference, mention, quotation]

  8. an entry on a list of persons who contributed to a film or written work

Credit (creative arts)

In general, the term credit in the artistic or intellectual sense refers to an acknowledgement of those who contributed to a work, whether through ideas or in a more direct sense.


Credit may refer to:

  • Credit (creative arts), acknowledging the ideas or other work of writers and contributors
  • Credit (finance), any form of deferred payment, the granting of a loan and the creation of debt
    • Credit rating, assessment of credit worthiness
    • Credit score, a representation of credit worthiness
  • Credit (science fiction), a form of currency in some fictional works
  • Course credit, a system of measuring academic coursework
  • Debits and credits, types of bookkeeping entries
  • Game credit, a count of the current number of games that can be played in pinball and arcade games
  • Title (2015), an album by Meghan Trainor containing the song "Credit"
Credit (finance)

Credit (from Latin credit, "(he/she/it) believes") is the trust which allows one party to provide money or resources to another party where that second party does not reimburse the first party immediately (thereby generating a debt), but instead arranges either to repay or return those resources (or other materials of equal value) at a later date. In other words, credit is a method of making reciprocity formal, legally enforceable and extensible to a large group of unrelated people.

The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower.

Credit does not necessarily require money. The credit concept can be applied in barter economies as well, based on the direct exchange of goods and services. However, in modern societies, credit is usually denominated by a unit of account. Unlike money, credit itself cannot act as a unit of account.

Movements of financial capital are normally dependent on either credit or equity transfers. The global credit market is three times the size of global equity. Credit is in turn dependent on the reputation or creditworthiness of the entity which takes responsibility for the funds. Credit is also traded in financial markets. The purest form is the credit default swap market, which is essentially a traded market in credit insurance. A credit default swap represents the price at which two parties exchange this riskthe protection seller takes the risk of default of the credit in return for a payment, commonly denoted in basis points (one basis point is 1/100 of a percent) of the notional amount to be referenced, while the protection buyer pays this premium and in the case of default of the underlying (a loan, bond or other receivable), delivers this receivable to the protection seller and receives from the seller the par amount (that is, is made whole).

Usage examples of "credit".

To prevent, therefore, any such suspicions, so prejudicial to the credit of an historian, who professes to draw his materials from nature only, we shall now proceed to acquaint the reader who these people were, whose sudden appearance had struck such terrors into Partridge, had more than half frightened the postboy, and had a little surprized even Mr.

Actually the money was in bills, Imperial credits as well as Aenean libras, most of it given him in a wad by Sergeant Astaff before he left Windhome.

The white-on-blue Villerville-sur-Mer sign, the first dozen houses, the Credit Agricole bank had all flashed past when I saw the slip-road open in front of me.

The first single credited Lennon-McCartney, but for the next two singles and the first album it was McCartney-Lennon.

I said these words did him extreme credit, but that he must not throw away the imperishable distinction of being the first man to descend an Alp per parachute, simply to save the feelings of some envious underlings.

The dogs of unbelievers at Amalgamated claim our ship as security against the advance, though if they had credited us with the metals sent back by drone over the last three years, the debt would have been paid three times over.

Perhaps it is not surprising that lingering prejudices and the sudden change of situation should have restrained Southern white men from granting these privileges, but it must always be mentioned to the credit of the colored man that he gave his vote for amnesty to his former master when his demand for delay would have obstructed the passage of the measure.

As a rule, this artificiality is accepted as Irishism, or Yeats is even credited with simplicity because he uses short words, but in fact one seldom comes on six consecutive lines of his verse in which there is not an archaism or an affected turn of speech.

The investigation had netted thousands of potential arrestees on both sides of the Atlantic: men who surfed the net and used their credit cards to buy access to sites where they could download child pornography.

If we find the Aureole Mine, credit will go to Jackie more than to his father.

Claude Althorn might claim that he had found the lost shaft of the Aureole, but in the opinion of Harry Vincent the real credit belonged to The Shadow!

Jason gave Kira the credit before Gram hustled their attendees back toward the house, all of them highly entertained, ready for the dessert buffet, a visit to the aviary, and dancing.

In the credits, the producer, director, and film editor were all listed by name: Joseph Ayers, Morton Kasselbaum, and Chester Ellis respectively.

When we have done evil it is because we have been worsted by our baser side--for a man is many--by desire or rage or some evil image: the misnamed reasoning that takes up with the false, in reality fancy, has not stayed for the judgement of the Reasoning-Principle: we have acted at the call of the less worthy, just as in matters of the sense-sphere we sometimes see falsely because we credit only the lower perception, that of the Couplement, without applying the tests of the Reasoning-Faculty.

We refuse to range under the principle of freedom those whose conduct is directed by such fancy: the baser sort, therefore, mainly so guided, cannot be credited with self-disposal or voluntary act.