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credit analyst

n. an analyst who studies the financial statements and financial history of applicants for credit in order to evaluate their creditworthiness

Credit analyst

A credit analyst is a person employed by an organization to analyze the credit worthiness of customers and potential customers. Job responsibilities may include:

  • Reviewing credit applications
  • Projecting sales
  • Evaluating credit risk
  • Analyzing financial data, statements and trends
  • Setting new customer credit limits
  • Recommending credit limits based on company credit policies
  • Performing credit reviews of existing customers
  • Maintaining customer files with financial statements and bank reference information
  • Resolving credit issues
  • Monitoring risk trends on behalf of management and sales personnel