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3. California tax refund, perhaps

Alternative clues for the word iou

• Promise to pay from a broke gambler
• Promise of payment, for short
• Bettor's slip
• Note left after stealing your roommate's beer
• Indication of being short, for short
• Noted promise
• Letters on a promissory note
• Paper in lieu of payment
• Promise of repayment
• Letters for bettors or debtors