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3. Initials in a poker pot

Alternative clues for the word iou

• "I will pay you later" note
• Slip-in with the antes
• Nongreen paper in a pot, say
• Letters from one who is short?
• "Will pay later" letters
• Letters from a person who's shy?
• Bettor's note
• Debt, in short
• Chit letters
• Letters of obligation