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3. "Next time, my treat"

Alternative clues for the word iou

• Letters for bettors or debtors
• Letters written by a shy guy?
• Gambler's note, slangily
• Losing gambler's marker
• Letters for those in the hole
• Debt reminder
• Cheapskate's letters
• "Next round's on me," for short
• Letters written by debtors
• Note from a short person?