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3. Bank's adjustment, briefly

Alternative clues for the word refi

• Mortgage maneuver, for short
• Update mtge. terms
• Mtge. broker's come-on
• New mortgage deal, informally
• S&L offering for homeowners
• Mortgage update, for short
• Mortgage holder's offer, for short
• Get a new mortgage, slangily
• Mtge. payment-lowering option