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3. Mortgage holder's money-saving strategy

Alternative clues for the word refi

• APR-reducing loan
• Bank's adjustment, briefly
• Mortgage option, briefly
• Lower one's pmts., perhaps
• Get a new mortgage on, briefly
• Mortgage modification
• New loan arrangement, briefly
• Mortgage holder's offer, for short
• Get a new loan, slangily
• Get a new loan, briefly