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Answer for the clue "Financial concern — would that discourage one from acting? ", 15 letters:
negative equity

Word definitions for negative equity in dictionaries

Wiktionary Word definitions in Wiktionary
n. 1 (context finance English) The amount by which the market value of a property falls below the amount of the mortgage secured upon it. 2 (context finance English) The situation in which a property is worth less than its mortgage.

Longman Dictionary of Contemporary English Word definitions in Longman Dictionary of Contemporary English
noun EXAMPLES FROM CORPUS ▪ Dave Escott bought at the height of the boom, and any back rent will only add to his negative equity . ▪ The risk of another plague of negative equity in the highly-priced areas must now be significant. ▪ Those with negative ...

Wikipedia Word definitions in Wikipedia
Negative equity occurs when the value of an asset used to secure a loan is less than the outstanding balance on the loan. In the United States, assets (particularly real estate , whose loans are mortgages ) with negative equity are often referred to as ...

Usage examples of negative equity.

Z-B accepted Kaba's negative equity loading to help with its own starship operation funding problem.