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Answer for the clue "(law) the act of substituting of one creditor for another ", 11 letters:
subrogation

Word definitions for subrogation in dictionaries

WordNet Word definitions in WordNet
n. (law) the act of substituting of one creditor for another

Douglas Harper's Etymology Dictionary Word definitions in Douglas Harper's Etymology Dictionary
early 15c., "irregular or unlawful placement of someone in an office," from Middle French subrogation and directly from Latin subrogationem (nominative subrogatio ), noun of action from past participle stem of subrogare (see subrogate ).

Wikipedia Word definitions in Wikipedia
Subrogation is a legal doctrine whereby one person is entitled to enforce the subsisting or revived rights of another for one's own benefit. A right of subrogation typically arises by operation of law, but can also arise by statute or by agreement. Subrogation ...

The Collaborative International Dictionary Word definitions in The Collaborative International Dictionary
Subrogation \Sub`ro*ga"tion\, n. [Cf. F. subrogation, LL. subrogatio.] The act of subrogating. Specifically: (Law) The substitution of one person in the place of another as a creditor, the new creditor succeeding to the rights of the former; the mode by ...

Wiktionary Word definitions in Wiktionary
n. (context legal English) The substitution of a different person in place of a creditor.