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Answer for the clue "A state of lacking money ", 13 letters:
pennilessness

Word definitions for pennilessness in dictionaries

The Collaborative International Dictionary Word definitions in The Collaborative International Dictionary
Penniless \Pen"ni*less\, a. [From Penny .] Destitute of money; impecunious; poor. -- Pen"ni*less*ness , n.

WordNet Word definitions in WordNet
n. a state of lacking money [syn: impecuniousness , penuriousness ]

Wiktionary Word definitions in Wiktionary
n. The state or quality of being penniless.

Usage examples of pennilessness.

He saw advantages even in being a Forgotten Man: you could spend yourself into pennilessness, but not into bankruptcy.

He had planned what it should be -- the story it should tell of a disheartened mediocre venturer of his poor all returning bankrupt and humiliated from Australia, ending existence in such pennilessness that the parish must give him a pauper's grave.