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Answer for the clue "Exploitation to the point of diminishing returns ", 15 letters:
overutilization

Word definitions for overutilization in dictionaries

The Collaborative International Dictionary Word definitions in The Collaborative International Dictionary
overutilization \overutilization\ n. exploitation to the point of diminishing returns. Syn: overexploitation, overuse, overutilisation.

Wiktionary Word definitions in Wiktionary
n. Excessive utilization; overuse.

WordNet Word definitions in WordNet
n. exploitation to the point of diminishing returns [syn: overexploitation , overuse , overutilisation ]

Usage examples of overutilization.

That letter, more than any other experience, made me realize that our medical system had inadvertently been constructed to depend upon and reward overutilization of facilities and services, thereby fostering its own rising costs.