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Answer for the clue "A state-chartered savings bank owned by its depositors and managed by a board of trustees ", 3 letters:
msb

Word definitions for msb in dictionaries

Wikipedia Word definitions in Wikipedia
MSB is an album by the Cleveland, Ohio based Michael Stanley Band that was released in August 1982 on the EMI America label. It was the band's third release on the EMI America label. The record reached #136 on the Billboard Magazine Album Charts in 1982 ...

The Collaborative International Dictionary Word definitions in The Collaborative International Dictionary
MSB \MSB\ n. See mutual savings bank . [abbr.]