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Answer for the clue "A lack of prudence and care by someone in the management of resources ", 12 letters:
improvidence

Word definitions for improvidence in dictionaries

Douglas Harper's Etymology Dictionary Word definitions in Douglas Harper's Etymology Dictionary
"lack of foresight, rashness," mid-15c., from Latin improvidentia , from assimilated form of in- "not" (see in- (1)) + providentia (see providence ).

WordNet Word definitions in WordNet
n. a lack of prudence and care by someone in the management of resources [syn: shortsightedness ] [ant: providence ]

Wiktionary Word definitions in Wiktionary
n. The quality of being improvident; want of foresight or thrift.

The Collaborative International Dictionary Word definitions in The Collaborative International Dictionary
Improvidence \Im*prov"i*dence\, n. [L. improvidentia; OF. improvidence. Cf. Imprudence .] The quality of being improvident; lack of foresight or thrift. The improvidence of my neighbor must not make me inhuman. --L'Estrange.

Usage examples of improvidence.

The people here have no urgencies, no capacity for sustained endeavor, but merely tackle things by fits and starts, leaving undone whatever fails to hold their interest, and so, by witlessness and improvidence, escape many of the errors of accomplishment.

In return for his brutality, his raging and incondign improvidence, they had kept him alive, given him purpose.