They're best left untouched, generally speaking

• Some long-term investments
• Savings options for the golden yrs
• S. & L. offerings
• Glass and Gershwin
• SEP and SIMPLE plans
• Financial reserves for later years, in brief
• Nest-egg accounts
• Nest eggs held at S&Ls
• Keogh relatives: Abbr.

Wikipedia Word definitions in Wikipedia
IRAS may refer to: Infrared Astronomical Satellite Inland Revenue Authority of Singapore Indian Railway Accounts Service Iras , a Shakespearean character