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3. Payment option that's not always accepted

Alternative clues for the word iou

• Written debt acknowledgment
• Written reminder of a debt
• Indicator of shortness, for short
• Informal credit, informally
• Letters written by a shy guy?
• Note in lieu of banknotes
• Slip in lieu of a chip
• "Bill me later" note
• Bettor's note
• Promise to pay from a broke gambler