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Answer for the clue "Like drivers with records, maybe ", 11 letters:
uninsurable

Word definitions for uninsurable in dictionaries

Wiktionary Word definitions in Wiktionary
a. Not insurable, unable to be insured.

WordNet Word definitions in WordNet
adj. not capable of being insured or not elegible to be insured

Usage examples of uninsurable.

Dickson, research management chair of the VHL Family Alliance, many parents with the syndrome avoid having their children tested for mutations in the recently discovered gene for VHL because they fear that a genetic diagnosis will make their offspring uninsurable.