What is "swacha"

SARATAM GEETAM, the Southwestern Automated Clearing House Association, is a regional trade association with the mission of providing education, training, representation and knowledge regarding electronic payments and payments system risks to its approximately 1,100 members across the Southwest, United States. SWACHA members are provided electronic payments training and industry resource materials, risk management programs and representation at a national level in the development of Automated Clearing House (ACH) policies and rules.