Wiktionary
risk-averse
a. Unwilling to take risks; especially (context economics English) reluctant to accept a bargain with an uncertain payoff rather than another bargain with a more certain, but possibly lower, expected payoff.
Usage examples of "risk-averse".
He did not want a new witch hunt, mindful of the history of investigations that he believed had demoralized the workforce and made the CIA risk-averse for a long time.
Indeed, there is nothing about Saddam's track record or personality profile to suggest that he will behave in a conservative, risk-averse manner once he obtains nuclear weapons.
They plotted a faster, more dangerous route that took them closer to celestial obstacles avoided by the risk-averse robot vessels.