'''Kamat ''' (also spelt as Kamath) is a common surname amongst the Konkani Saraswat Brahmins of the Konkan coast of India in the states of Karnataka, Goa and Maharashtra. They usually speak Konkani and is considered as their mother tongue. And most often Kannada or Tulu as their secondary language. The surname is believed to be derived from kaali maTTaachi which means people from Kali Math. Another opinion holds that it was derived from profession as many Konkani Saraswat Brahmin names are Kamats were said to be land owners among Konkani Saraswat families - the name could have been derived from "kaam mathichen", meaning work of the soil.