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Harmoney

Harmoney Limited is a New Zealand-based peer-to-peer lending service headquartered in Auckland. Harmoney operates by connecting individuals who want to borrow with individuals who want to invest. Harmoney provides personal loans, though has said that it intent to expand into business loans in future.

Launched in September 2014, Harmoney was the first licensed provider in New Zealand after peer-to-peer lending and crowdfunding were enabled in April 1, 2014 following the passing of new financial legislation in New Zealand.