Wikipedia
Callcredit Information Group is a data business, a consumer marketing business and a credit reference agency. Credit reference agencies collect and store details about consumers and their personal credit history. There are three consumer Credit Reference Agencies in the UK: Callcredit, Equifax, and Experian. National Hunter is an application fraud data sharing system. A number of business credit report companies exist, the longest-standing of which is Dun & Bradstreet, but new companies like Checkit and Creditsafe have popped up as the internet has made lower cost, direct access easier.
Callcredit was created by Skipton Building Society. The credit division supplies information to lenders and other organisations to enable them to establish an individual's credit history, confirm application addresses and monitor significant events which may be indicators of credit risk. In 2009, Skipton sold its interest in the company to Vitruvian Partners, a UK-based private equity firm. In 2014 they sold to Chicago-based PE GTCR.
Callcredit's areas of business are Credit Risk, ID Verification/Fraud & Anti-money laundering, Collections & Recoveries, Consumer Marketing Data, Retail Network Planning and Digital Marketing. They also have a significant international presence.
The company's client base includes banks, building societies, finance houses, mail order, insurance, telecoms, retail, travel and leisure and utility companies, as well as solicitors, estate/letting agents and accountants.