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Answer for the clue "Insurance category for cars, boats, fire damage, etc ", 7 letters:
nonlife

Word definitions for nonlife in dictionaries

Wiktionary Word definitions in Wiktionary
a. (context insurance English) Relating to types of insurance which are not life insurance n. 1 (context biology uncountable English) All objects or substances except those considered alive. 2 (context countable English) A life so devoid of meaning or activity ...

Usage examples of nonlife.

I would never know, because this time, between life and nonlife, there had been no choice, not as Mal had seen it.

Will you remain in this empty world, and not-live in your nonlife and not love and not be horrified at death?

In the ropes of his gut Judah feels a newness, a constructed nonlife, a giant anthropoid wind come to him, as Ann-Hari releases his golem trap.

Above all-how could life, which is highly complex biochemical activity, ever have arisen out of nonlife, which is chemical simplicity?

The bridge moaned dreadfully and her entire, boring, fruitless nonlife flashed before her.

SETI is an activity that says life, as opposed to nonlife, is important, that finding life is meaningful.

It could only be a short step to discovering how life came from nonlife on the early Earth.

The Proton Tourney was no fun diversion, but a matter of life or nonlife on that planet.

They sought for life, working down in that puzzling gray area where nonlife was separated from life by a shadow zone and a strange unpredictability that was enough to drive one mad, working with the viruses and crystals which at one moment might be dead and the next moment half alive and no man as yet who could tell why this was or how it came about.

You are interpreting the nondetection of life by the Viking biology experiments as the confirmation of nonlife on Mars—that does not follow at all.

I could bet the family farm, I was the only nonlifer in the place, excepting the girl—maybe.