What is "prbc"

PRBC is a consumer credit reporting agency, more commonly referred to as a credit bureau in the United States. It is similar to the other four U.S. credit bureaus ( Equifax, Experian, TransUnion and Innovis) in that it is an FCRA ( Fair Credit Reporting Act) compliant national data repository. However, PRBC differs in a few distinct ways. Consumers are able to self-enroll and report their own non-debt payment history to PRBC. They can build a positive credit file based on alternative data, such as timely payments for bills such as rent, utilities, cable, telephone, and insurance that are not automatically reported to the other bureaus.