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Wiktionary

consumer credit

n. (context banking economics English) Credit extended to an individual for the purchase of consumer goods and services.

WordNet

consumer credit

n. a line of credit extended for personal or household use

Usage examples of "consumer credit".

Also check consumer credit reports, shows personal loan secured by Chevrolet, year unknown, but bluebook value at $4,500 so must be old.

The Treasury Department was worried: Consumer credit levels had broken all records.